6 Comments
Aug 18, 2022Liked by Andre Nader

Facebook: All stocks don't vest - technically, you lose anything above $2M - arguably academic for most people.

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I can appreciate pedantic correctness! All stocks up to $2M vest***

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Aug 17, 2021Liked by Andre Nader

Amazon has policy that will pay out a lump sum of 4 times your annual base salary to chosen beneficiaries

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I am shocked to read this… I don’t believe Facebook’s Canada benefits come close. In Canada, I’m pretty sure all we get is a lump sum. I’ve never heard of a company paying for 10 years following - so generous!

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Andre, I'm curious to know why you ask your wife to sell all FB stock and invest everything in FZROX? The Fidelity Zero Index Funds (FNILX & FZROX) are too new but have you done a long-term comparative analysis of investing in a S&P500 Index Fund (such as VOO) vs. Total Market Index Fund (such as VTI or VTSAX)?

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I am a big fan with FIdelity's approach on the zero funds. Their asset allocation and fee structure has me confident in their ability to mirror their intended tracking index. That said, I also own VTI, FXAIX, FSKAX... All of these would be fine choices. I just wanted something simple to execute against without adding any decision making stress. Even a target date fund could be a good option here if I really wanted to simplify and sacrifice extremely minimal fee's.

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